We’re highlighting some of the inspiring Civil Society case studies gathered for our ‘Connecting Cranes with Communities, How can the WMCA Create Inclusive Growth’ report (download here)

NO 11 – Cash Smart Credit Savvy – Training the Trainers – Walsall

PROJECT OBJECTIVES     

There are 5 CSCS modules:

  1. Savvy Spending: The importance of shopping around to make your money go further.
  2. Building a budget: Having a clear idea of what a budget is and how to make one that works for you.
  3. Credit and Loans: Understanding credit and making informed choices.
  4. Saving: Exploring how saving even small amounts of money is vital to financial resilience and wellbeing.
  5. Debt: Knowing when there is a debt problem and where to go to access free professional debt advice.

KEY PARTNERS 
In the Black Country the key partners who have trained on CSCS are Big Issue Foundation, Blue Coat Academy, Dudley Council, YMCA Black Country, Merridale Primary School, St Chad & St Mark’s CE, Severnside Housing (Staffordshire). We also have an ongoing partnership with whg (one of the Midlands’ leading providers of high-quality homes).

WHAT LESSONS LEARNT HAVE INFORMED THIS PROJECT
CSCS has been independently evaluated and the full report can be accessed here

Ensuring flexibility of how to deliver training (e.g. enabling one-to-one sessions as well as group). Ensuring quality and adaptability of course materials.

RESULTS  
73% of people share the knowledge they have learned.

IMPACTS  
See report.

WHAT WENT WELL    
Some comments from trainees –

‘This will enable me to help families that I work with who encounter debt’.
‘I can share what I have learned with parents in my school’.
‘I will share with friends and people who come to church’.
‘I plan to deliver the workshops to people in my organisation’.

WHAT NEEDED TO BE IMPROVED            
The next phase of the course will be to deliver CSCS over three modules in two-hour sessions directly to people who can put learning into practice – primarily whg (formerly Walsall Housing Group) customers.

WHAT COULD BE DONE DIFFERENTLY 
Focus on comprehensive guidance for those delivering the course. Focus on the trust established by the trainer and those following the course.

RECOMMENDATIONS TO OTHERS DOING SIMILAR PROJECTS       
Ensure training materials reflect and represent course participants.

RECOMMENDATIONS FOR FUTURE PROJECTS  
Importance of developing and maintaining robust community relationships.

Find out more about the project https://www.justfinancefoundation.org.uk/cscs

Download the full report http://localisewestmidlands.org.uk/project/wmcsf/

Photo by Nick Pampoukidis on Unsplash